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Accounting
Pricing

Xero

4.2
/ 5
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Ratings
Discover Xero's cloud accounting features, pricing & 1000+ integrations. 30-day free trial with automated bookkeeping for growing businesses.
Xero
Basic
$15/month
The essential toolkit for small teams and new startups.
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Growth
$30/month
Advanced automation and integrations for scaling businesses.
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Most popular
Enterprise
$79/month
Custom solutions for large teams and complex operations.
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Get in touch
01
Pricing

• Early Plan: $15/month (increasing to $25 in Oct 2025)

• Growing Plan: $42/month (increasing to $55 in Oct 2025)  

• Established Plan: $78/month (increasing to $90 in Oct 2025)

• All plans include unlimited users

• 30-day free trial available

• Add-ons: Payroll, Analytics Plus, Inventory Plus cost extra

• Annual billing discounts may be available through promotions

02
Key Strengths

• Unlimited users on all plans - cost-effective for teams

• 1000+ integrations with business tools and apps

• Intuitive interface with customizable dashboard

• Excellent bank reconciliation and automated feeds

• Strong mobile app functionality

• Cloud-based accessibility from anywhere

• ISO 27001 and SOC 2 security compliance

• Beautiful invoicing with online payment options

• Real-time financial reporting and insights

• Multi-factor authentication for security

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03
Limitations

• No direct phone support - email only with callback requests

• Limited inventory management capabilities

• Basic project tracking only on highest plan

• No built-in payroll (requires separate add-on)

• Interface can become cluttered with updates

• Limited customization for invoice templates

• Performance issues with high transaction volumes

• Recent price increases across all plans

• Learning curve for advanced features

• Limited multi-currency support on lower plans

04
Best for

• Small to medium-sized businesses

• Service-based companies with multiple clients

• Teams requiring unlimited user access

• Businesses needing strong integration capabilities

• Companies prioritizing cloud-based accessibility

• Organizations wanting automated bank reconciliation

• Businesses requiring collaborative accounting features

• Companies with straightforward accounting needs

• Remote teams needing mobile accounting access

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Mark Thompson
Integration Director

Frequently asked questions

Can this handle all your required tasks?
Can
Xero
handle all your required tasks?
Xero handles core accounting excellently including invoicing, bank reconciliation, and reporting. However, it lacks advanced inventory management, built-in payroll, and comprehensive project tracking features.
What's the real cost including hidden fees?
Plans range from $15-78/month with upcoming price increases. Additional costs include payroll add-ons, Analytics Plus, and Inventory Plus. No hidden fees but add-ons can increase total cost significantly.
Can you and your team learn it quickly?
Generally yes - 88% of users find it intuitive. Clean interface and comprehensive training resources help, though some report initial learning curve for advanced features and recent interface changes.
Is your business information protected?
Excellent protection with ISO 27001, SOC 2 compliance, GDPR adherence, multi-factor authentication, and encryption. Regular security audits and robust data protection measures ensure safety.
Can it handle more users as you grow?
Yes, all plans include unlimited users making it very scalable for team growth. However, advanced features like multi-currency and project tracking require higher-tier plans.
Will they be around long-term?
Very likely - well-established company with strong market presence, continuous innovation, global expansion, and regular feature updates indicate long-term viability and growth commitment.
Is it good value compared to alternatives?
Good value for unlimited users and integration capabilities. However, upcoming price increases and required add-ons for advanced features may make alternatives like QuickBooks more cost-effective.
Are all essential features included?
Core accounting features included but important functionality like payroll, advanced reporting, multi-currency support, and project tracking require higher plans or paid add-ons.
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Xero
Xero
Discover Xero's cloud accounting features, pricing & 1000+ integrations. 30-day free trial with automated bookkeeping for growing businesses.
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